Financial Disclaimer

Last Updated: July 2026

1. Not Financial Advice

AssetCalcs provides calculators and educational content related to real estate investment, mortgage underwriting, and business taxation. Nothing on this website should be interpreted as financial, investment, legal, or tax advice. The information is provided "as-is" for educational purposes only.

Before making any real estate purchase, loan application, tax election, or investment decision, you should consult with:

• A licensed mortgage broker or lender for loan qualification advice
• A licensed CPA or tax attorney for tax-related decisions (Section 179, LLC vs S-Corp, etc.)
• A licensed real estate attorney for property acquisition and legal structuring
• A registered financial adviser (RFA) for investment strategy advice

2. Accuracy of Calculations

While we make every effort to ensure our calculators reflect current tax laws, lending guidelines, and market data, we cannot guarantee that all figures are accurate, complete, or up to date. Tax laws (such as Section 179 limits and S-Corp reasonable salary guidelines) change annually. Lending standards (such as DSCR thresholds and BTL stress test rates) vary by lender and are updated frequently.

Always verify the results of any AssetCalcs calculator with a licensed professional before relying on them for a financial decision.

3. Data Sources

Our calculators use data sourced from publicly available government and industry reports including, but not limited to:

• IRS Publications (946, 542, 535)
• Fannie Mae Selling Guide
• UK Prudential Regulation Authority (PRA) Policy Statements
• ATTOM Data Solutions property tax reports
• Freddie Mac Primary Mortgage Market Survey
• UK Finance Mortgage Lending Statistics
• Bank of England Base Rate data

Data is reviewed periodically but may not reflect real-time market conditions. Interest rates, tax thresholds, and regional property data can change rapidly.

4. Affiliate & Compensation Disclosure

AssetCalcs is an independent educational publisher. To support our mission of providing free, lightning-fast financial calculators without paywalls or subscriptions, some links on this website are affiliate links. This means that if you click on a recommended link or purchase a service through one of our partner links (such as Awin, Impact, or ShareASale partner networks), we may earn a small referral commission at no additional cost to you.

We only feature services and software that provide genuine value to real estate investors and small business owners. Our calculation engines and recommendations remain completely independent and objective.

5. US and UK Regulatory Notice

United States: AssetCalcs does not provide advice regulated under the Investment Advisers Act of 1940 or any applicable state securities laws.

United Kingdom: AssetCalcs does not provide advice regulated under the Financial Services and Markets Act 2000 (FSMA). Our UK-focused calculators are for illustration purposes and should not be used as the sole basis for mortgage or investment decisions. Always seek advice from an FCA-authorised mortgage adviser.

6. Limitation of Liability

To the fullest extent permitted by law, AssetCalcs and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your reliance on, or use of, any calculator, data, or content on this website. Your use of this site constitutes your acceptance of this limitation.

7. Contact

If you have questions about this disclaimer or believe a specific calculation contains an error, please contact us via our Contact Page.