Terms & Conditions

Last Updated: August 2026

Effective Date: June 1, 2026

1. Acceptance of Terms

By accessing and using AssetCalcs.com (the "Site"), you confirm that you are at least 18 years of age, have read and understood these Terms and Conditions ("Terms"), and agree to be legally bound by them. These Terms form a legally binding agreement between you ("User," "you," or "your") and AssetCalcs ("we," "us," or "our"), an independent financial tools publisher.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes acceptance of the revised Terms. We will update the "Last Updated" date at the top of this page whenever material changes are made.

2. Description of Services

AssetCalcs provides a suite of free, browser-based calculators designed to assist users in understanding real estate investment metrics, commercial loan underwriting, business tax planning, and related financial concepts. Our current tools include, but are not limited to:

• Cap Rate Calculator — commercial property capitalization rate and NOI analysis
• DSCR Loan Calculator — Debt Service Coverage Ratio qualification for rental properties
• BRRRR Calculator — Buy, Rehab, Rent, Refinance, Repeat strategy modeling
• Hard Money Loan Calculator — fix-and-flip holding cost and interest projection
• Section 179 Calculator — first-year vehicle tax deduction and bonus depreciation estimates
• LLC vs S-Corp Tax Calculator — self-employment tax comparison modeling
• Buy-to-Let Mortgage Calculator — UK rental property coverage ratio analysis
• Bridging Loan Calculator — short-term UK property bridge finance modeling
• Rental Yield Calculator — UK gross and net rental yield analysis

All calculators are provided free of charge and do not require account registration. We may add, modify, or remove tools at any time without prior notice.

3. Educational and Informational Purposes Only

The calculators, guides, articles, and all content published on AssetCalcs are provided strictly for educational and informational purposes only. Nothing on this Site constitutes, or should be interpreted as, financial advice, investment advice, tax advice, legal advice, mortgage advice, or any other form of regulated professional advice.

Specifically:

• We are not licensed financial advisers, certified public accountants (CPAs), mortgage brokers, or attorneys.
• The outputs of our calculators are estimates based on the inputs you provide and publicly available benchmark data. They are not guarantees of any loan qualification, tax outcome, or investment return.
• Tax laws, lending guidelines, and market conditions change frequently and without notice. Calculator results may not reflect the most current rules.
• Before making any financial, investment, tax, or legal decision, you should always consult with a licensed and qualified professional.

Your reliance on any information provided by AssetCalcs is solely at your own risk.

4. Accuracy and Completeness of Information

We make reasonable efforts to ensure that the data, formulas, and benchmark figures used in our calculators are accurate and up to date. Our data sources include IRS publications, Fannie Mae Selling Guide, UK Prudential Regulation Authority guidelines, ATTOM Data Solutions, Freddie Mac Primary Mortgage Market Survey, and HMRC publications. Data is reviewed and updated periodically.

However, we make no warranties, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of any information, products, or services on this Site. Any reliance you place on such information is therefore strictly at your own risk.

AssetCalcs expressly disclaims all liability for any errors, omissions, or inaccuracies in the content provided, whether caused by negligence or otherwise.

5. User Conduct and Acceptable Use

By using AssetCalcs, you agree that you will not:

• Use the Site for any unlawful purpose or in violation of any local, national, or international law or regulation.
• Attempt to reverse engineer, decompile, scrape, or extract data from the Site in bulk without express written permission.
• Use automated bots, spiders, or crawlers to systematically access or index Site content in a manner that burdens our infrastructure.
• Reproduce, distribute, or commercially exploit any content, calculator logic, or data from the Site without prior written permission.
• Attempt to gain unauthorized access to any portion of the Site, its servers, or systems.
• Transmit any malicious code, viruses, or disruptive software through the Site.
• Misrepresent AssetCalcs content as your own original work or remove attribution from any materials you share.

6. Intellectual Property Rights

All content on AssetCalcs — including but not limited to calculator logic and formulas, written guides and articles, user interface designs and layouts, data compilations and benchmark tables, and source code — is the exclusive intellectual property of AssetCalcs and is protected by applicable copyright, trademark, and other intellectual property laws.

You may share links to individual pages on AssetCalcs, and you may quote short excerpts of our written content (with clear attribution to AssetCalcs and a link back to the source URL), but you may not reproduce full articles or calculator outputs in any medium without express written permission.

Requests for licensing or commercial use should be directed to [email protected].

7. Embeddable Widgets

AssetCalcs provides embeddable calculator widgets for use on third-party websites. You may embed these widgets on your own website subject to the following conditions:

• The widget must be embedded in its original, unmodified form using our provided embed code.
• You may not remove, obscure, or alter the "Powered by AssetCalcs" attribution displayed within the widget.
• You may not host, cache, or serve the widget from your own infrastructure.
• The website embedding the widget must not be used for illegal, fraudulent, or deceptive purposes.
• We reserve the right to modify or discontinue embed support at any time.

8. Third-Party Links and Affiliate Partnerships

AssetCalcs is supported through affiliate marketing partnerships. Some links on this website are affiliate links, meaning we may earn a commission if you click through and make a purchase or sign up for a service. This is at no additional cost to you.

We only partner with services that we believe provide genuine value to real estate investors and small business owners. Our editorial content and calculator outputs are never influenced by affiliate relationships.

Links to third-party websites are provided for convenience and informational purposes only. We do not endorse, control, or accept responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party sites at your own risk.

9. Privacy and Cookies

Our collection and use of personal information in connection with the Site is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to our data practices as described in the Privacy Policy.

10. Disclaimer of Warranties

THE SITE AND ALL CONTENT, CALCULATORS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

ASSETCALCS DOES NOT WARRANT THAT: (A) THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; (B) ANY DEFECTS WILL BE CORRECTED; (C) THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SITE WILL MEET YOUR REQUIREMENTS.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ASSETCALCS, ITS OPERATORS, CONTRIBUTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR ANY OTHER LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ASSETCALCS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL ASSETCALCS'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless AssetCalcs and its operators from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from: (a) your use or misuse of the Site; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) your violation of any applicable law or regulation.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable law. Any disputes relating to these Terms or your use of the Site that cannot be resolved informally should first be submitted to mediation before pursuing any other legal remedy.

If you have a dispute with AssetCalcs, please contact us first at [email protected] and allow us the opportunity to resolve the matter directly before initiating formal proceedings.

14. Termination

We reserve the right to terminate or restrict your access to the Site, at our sole discretion, without notice, for any reason, including if we reasonably believe you have violated these Terms. Upon termination, all provisions that by their nature should survive termination shall continue to apply, including ownership provisions, warranty disclaimers, and limitations of liability.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Financial Disclaimer, constitute the entire agreement between you and AssetCalcs regarding your use of the Site, and supersede all prior and contemporaneous agreements, representations, and understandings.

17. Contact

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us:

• Email: [email protected]
• Contact Form: assetcalcs.com/contact

We aim to respond to all legal or policy-related inquiries within 5 business days.